Risk Disclosure Statement

This Risk Disclosure Statement (the "Statement") is provided by IronXLedger Holdings Ltd. ("IronXLedger") for the purpose of bringing to the attention of prospective and existing Clients the principal risks associated with the acquisition, holding, conversion, transfer, and disposal of digital assets through the IronXLedger platform (the "Platform"). It is not, and cannot be, exhaustive. You should read it in full and in conjunction with our Terms of Service before establishing a relationship with IronXLedger or executing any transaction.

1. Volatility and Loss of Capital

Digital assets are characterised by extreme price volatility. The market value of any digital asset may decline rapidly and without warning, including to zero. The execution of a transaction does not constitute, and shall not be construed as, a representation by IronXLedger as to the suitability, appropriateness, or future value of the asset transacted. You should not transact in digital assets with funds you cannot afford to lose in their entirety.

2. Liquidity Risk

Markets in certain digital assets may be thin, fragmented, or episodically illiquid. Spreads may widen materially in stressed conditions. The execution price obtained may differ significantly from quoted prices observed immediately prior to instruction, and in extreme conditions execution may be delayed or impossible.

3. Technological Risk

Digital assets exist as records on distributed ledger systems whose continued operation depends on the cooperation of independent network participants and the absence of material protocol-level defect, exploit, or contentious fork. A network may experience partition, congestion, governance failure, consensus failure, or undisclosed cryptographic vulnerability. The realisation of any such risk may render an asset permanently inaccessible or worthless.

4. Regulatory Risk

The legal and regulatory treatment of digital assets is uncertain and continues to evolve. Statutory, supervisory, tax, accounting, or sanctions developments — whether in your jurisdiction or in the jurisdictions in which IronXLedger operates — may at any time materially restrict, prohibit, suspend, or impose punitive cost upon the acquisition, holding, conversion, transfer, or disposal of digital assets, including retroactively. IronXLedger may be required, by force of law, to suspend services, freeze balances, or disclose Client information without prior notice.

5. Counter-Party and Custodial Risk

Although IronXLedger applies a custody model designed to minimise single-point-of-failure exposure, residual counter-party risk attaches to any custodial relationship. This includes, without limitation, the risk of insolvency, fraud, or operational failure on the part of IronXLedger, its banking partners, third-party processors, or wallet infrastructure providers.

6. Operational Risk

Platform availability may be interrupted by maintenance, infrastructure failure, denial-of-service activity, third-party outage, or force majeure events. Such interruptions may prevent the timely execution of transactions and may result in financial loss for which IronXLedger, save in cases of its own gross negligence or wilful misconduct, accepts no liability.

7. Transmission and Recipient Risk

Outbound transfers of digital assets are, once confirmed on the relevant network, irreversible. IronXLedger cannot recall, recover, or reverse a transfer instruction executed against a properly authenticated session. You bear sole responsibility for the accuracy of any destination address, network selection, and memo or destination tag provided in connection with a withdrawal.

8. Tax Risk

The acquisition, holding, conversion, and disposal of digital assets may give rise to tax liabilities in your jurisdiction of residence, citizenship, or domicile. IronXLedger does not provide tax advice and assumes no responsibility for the determination, reporting, or payment of any tax liability arising from your use of the Platform. You are strongly encouraged to obtain independent professional tax advice.

9. Absence of Deposit Insurance

Digital assets credited to your account are not protected by any government-administered deposit-insurance scheme, including but not limited to the United States Federal Deposit Insurance Corporation, the United Kingdom Financial Services Compensation Scheme, or comparable European deposit-guarantee schemes. The credit of such schemes does not, and will not, extend to balances held on the Platform.

10. No Advice

Nothing on the Platform — whether in the form of price data, charts, market commentary, analytical tools, on-screen prompts, or correspondence with IronXLedger personnel — constitutes investment, tax, accounting, or legal advice, a solicitation, an offer, or a recommendation to acquire or dispose of any digital asset. All decisions to transact are taken by you, on your own initiative, and at your own risk.

11. Acknowledgement

By using the Platform you acknowledge and confirm that you have read and understood the risks described in this Statement and that you accept those risks. If you do not accept these risks, you must not use the Platform.

12. Contact

Questions regarding this Statement should be addressed to support@ironxledger.com.